Did you forget that one of the three major credit bureaus, Equifax, got in big trouble a couple of years ago?

In September 2017, Equifax announced a cyber-security breach, which it claims to have occurred between mid-May and July 2017,[9] where cybercriminals accessed approximately 145.5 million U.S. Equifax consumers' personal data, including their full names, Social Security numbers, birth dates, addresses, and driver license numbers. Equifax also confirmed at least 209,000 consumers' credit card credentials were taken in the attack. On March 1, 2018, Equifax announced that 2.4 million additional U.S. customers were affected by the breach.[10] The company claims to have discovered evidence of the cybercrime event on July 29, 2017. Residents in the United Kingdom and Canada were also impacted. -Wikipedia

Well now they are paying up. Most of us affected will get $125, or some free credit monitoring. Others can claim more depending on how bad you were affected.

To file a claim or to see if you are eligible visit the Equifax Data Breach website.