Here's a quick question for my fellow Massachusetts residents: Are you getting ready to, or are already in the process of, buying your first home? Consider yourself lucky if you're doing it in Berkshire County.

As many of you know who have already gone through the process, buying your first home can be a very long and complicated process during which your stress levels reach maximum overload.

The reason that I mentioned Berkshire County first-time home buyers should consider themselves lucky is because NOT ONE SINGLE town in Berkshire County made the list for WORST cities in the country. But plenty of other Bay State towns did. Oh yes.

Our favorite reliable personal-finance strategists at WalletHub recently released their report on the Best & Worst Cities in America for First-Time Home Buyers and, let's get this out of the way right now, no Massachusetts cities made the "Best" list.

WBEC FM logo
Get our free mobile app

WalletHub looked at 300 American cities (small, medium, and large) and compared them across several key metrics including crime rate, cost of living, affordable housing, real-estate tax rate, and much more to come up with the results.

Ten Massachusetts cities (of varying sizes) shaped up to be some of the worst locations in the country to buy your first home. Out of the 68 big cities ranked, Boston came in near the bottom at #60.

As far as midsize cities are concerned, Massachusetts didn't do to well there, either. All 3 medium-size cities landed in the lower reaches of the list: Worcester (#79), Springfield (#80), and Fall River (#94). That's out of 100 midsize cities.

Things continue on that downward path as we move on. Out of 132 small cities, SIX Massachusetts towns placed in the bottom third of the rankings. And here they are: Quincy (#101), Lowell (#102), Brockton (#104), New Bedford (#105), Lynn (#115), and Cambridge (#124).

The point is, even if you've never purchased a home before, you surely know that it can be stressful. Don't add more stress to an already difficult process. Research, plan, consider and find yourself a reliable real estate professional to help you.

Visit WalletHub's website here for the full rankings. It's pretty comprehensive. Thanks to  WalletHub for doing all the hard work once again!

LOOK: States With the Most New Small Businesses Per Capita

To find the top 20 states with the most new small businesses per capita, Simply Business analyzed the Census Bureau’s Business Formation Statistics from August 2020 to July 2021.

Gallery Credit: Eliza Siegel

LOOK: Here are the 50 best beach towns in America

Every beach town has its share of pluses and minuses, which got us thinking about what makes a beach town the best one to live in. To find out, Stacker consulted data from WalletHub, released June 17, 2020, that compares U.S. beach towns. Ratings are based on six categories: affordability, weather, safety, economy, education and health, and quality of life. The cities ranged in population from 10,000 to 150,000, but they had to have at least one local beach listed on TripAdvisor. Read the full methodology here. From those rankings, we selected the top 50. Readers who live in California and Florida will be unsurprised to learn that many of towns featured here are in one of those two states.

Keep reading to see if your favorite beach town made the cut.

Gallery Credit: Keri Wiginton

LOOK: Here is the richest town in each state

Just saying the names of these towns immediately conjures up images of grand mansions, luxury cars, and ritzy restaurants. Read on to see which town in your home state took the title of the richest location and which place had the highest median income in the country. Who knows—your hometown might even be on this list.

Gallery Credit: Meagan Drillinger

The 100 Best Places to Live on the East Coast

More From WBEC FM